Eligible members, who suffer a serious illness or injury which causes an absence from work, may qualify for Short Term Disability benefits and/or Long Term Disability benefits. Refer to your Booklet to determine if this benefit is included in your plan. If you do not have Short Term Disability on your plan, and/or the member has not yet been approved, the member will be placed in a Medical Leave of Absence status.
If the member has Short Term Disability benefits under the group plan, please contact our Disability Claims Administrators at DMI by email to start the claim process, appfacilitation@mydmi.ca See “How To Submit a Disability Claim.”
All group benefits and premiums remain in force while a member is on Short-Term Disability (STD), provided that your group benefits plan remains active.
- Premiums for all benefits must be paid during the Short Term Disability benefit period.
- During the STD period, the premium cost-sharing arrangement in effect prior to the absence must remain in place. That is, if the member was paying LTD premiums and a portion of Extended Health and Dental Care premiums, that arrangement must continue.
- If the member does not continue to pay their portion of premiums during the disability absence, the member may be considered in breach of their employment agreement. Some employers may assist their members in this regard, by paying the member portion of the premium and obtaining repayment once the member returns to work.
- GroupSource does not collect the employee portion of the premiums directly, this must be done through the employer.
IMPORTANT
Notify your Billing Administrator as soon as a member is not actively at work for any reason, provide the following information: last day worked, reason for the absence, and expected return to work date.