Your plan may include benefits such as Optional Life Insurance, Optional Accidental Death, Disease & Dismemberment (AD&D), Voluntary\Optional Critical Illness, and/or Member Advantage coverage. These benefits are selected and paid for by the employee. An employee may elect to add them during or after the initial enrollment and may elect to increase the amount of optional coverage initially selected by applying to our medical underwriting department.
You cannot add Optional Benefits via WEBS™. Paper applications must be completed in full and sent to GroupSource.
- Please email our Medical Underwriting department at medicalunderwriting@groupsource.ca for the Optional benefits or Member Advantage application forms
- For amounts over the guaranteed issue amount, for applications received more than 31 days past the effective date, or for specific types of optional benefits, an Evidence of Insurability form is required for each person applying for coverage and each person may be subject to medical underwriting.
- Return the completed form(s) to GroupSource for medical underwriting. The Insurer will review the information and provide an answer in writing directly to the employee.
- As the Plan Administrator, you will receive a letter from GroupSource advising whether the application has been approved or denied. No medical details will be shared. If applicable, you will also receive a notification with your monthly billing statement that contains the certificate of insurance. For employees who have been approved for any optional benefits, the certificate of insurance is also available under the “Employee Documents” section of the “List All Enrolled Employees” section of WEBS™