The Waiting Period is a provision in your contract with the Insurer. A member must be continuously employed during the entire Waiting Period before benefits commence. As a hiring incentive an employer may occasionally wish to waive the Waiting Period. The Insurance Company retains the right to approve or decline any of requests to waive the Waiting Period.
The Request to Waive the Waiting Period may be approved in the following cases:
- Where a new member holds a senior position or is deemed to be a “key” staff member; or
- Where it is a condition of employment, or
- Where an existing member is newly eligible for benefits (i.e. due to moving from regular part-time hours to full-time hours), provided they have worked on a continuous and uninterrupted basis for the previous 6 months
To make a request to Waive the Waiting Period
Contact your Billing Administrator indicating the member name and reason for the request. You may also enter this information into the Employee Notes field in WEBS™.
- Requests to waive the Waiting Period must be received within 31 days of the employee’s date of full time employment
- The Waiting Period must be waived to the date of employment, you are not able to waive a portion of the waiting period
Tip!
A member must be Actively at Work when added to the plan. We are not able to Waive the Waiting Period if the employee is not Actively at Work on the date of the request.
Do not automatically offer immediate participation in the benefits plan as a condition of employment, due to the Insurer’s right to deny your request you should contact your Billing Administrator for more information.